{"id":10257,"date":"2026-07-24T19:39:57","date_gmt":"2026-07-24T19:39:57","guid":{"rendered":"https:\/\/www.psafe.com\/?page_id=10257"},"modified":"2026-07-24T19:41:41","modified_gmt":"2026-07-24T19:41:41","slug":"golpe-do-pix","status":"publish","type":"page","link":"https:\/\/www.psafe.com\/pt-br\/seguranca-digital\/glossario\/golpe-do-pix\/","title":{"rendered":"Golpe do Pix"},"content":{"rendered":"\n<style>\n.psafe-article-wrapper {\n  max-width: 1120px;\n  margin: 0 auto;\n  padding: 40px 24px 80px;\n  font-family: inherit;\n  color: #2b2135;\n}\n\n.psafe-article-intro {\n  max-width: 900px;\n  background: linear-gradient(135deg, #f8f4ff 0%, #ffffff 100%);\n  border: 1px solid #eadfff;\n  border-radius: 22px;\n  padding: 34px;\n  margin: 0 0 46px 0;\n  box-shadow: 0 14px 34px rgba(75, 19, 209, 0.06);\n}\n\n.psafe-article-intro p {\n  font-size: 17px;\n  line-height: 1.75;\n  color: #4d4557;\n  margin: 0;\n}\n\n.psafe-article-section {\n  margin: 52px 0;\n}\n\n.psafe-article-section h2 {\n  font-size: 34px;\n  line-height: 1.15;\n  color: #4b13d1;\n  margin: 0 0 20px;\n  font-weight: 800;\n  letter-spacing: -0.5px;\n}\n\n.psafe-article-section h3 {\n  font-size: 23px;\n  line-height: 1.25;\n  color: #21152f;\n  margin: 34px 0 12px;\n  font-weight: 800;\n}\n\n.psafe-article-section p {\n  font-size: 17px;\n  line-height: 1.75;\n  color: #4d4557;\n  margin: 0 0 20px;\n}\n\n.psafe-article-section a {\n  color: #4b13d1;\n  font-weight: 700;\n  text-decoration: underline;\n  text-underline-offset: 3px;\n}\n\n.psafe-list-box {\n  background: #ffffff;\n  border: 1px solid #eee8fa;\n  border-radius: 20px;\n  padding: 30px;\n  margin-top: 24px;\n  box-shadow: 0 12px 28px rgba(42, 22, 80, 0.04);\n}\n\n.psafe-list-box ul,\n.psafe-list-box ol {\n  margin: 0;\n  padding-left: 22px;\n}\n\n.psafe-list-box li {\n  font-size: 16.5px;\n  line-height: 1.65;\n  color: #4d4557;\n  margin-bottom: 12px;\n}\n\n.psafe-list-box li:last-child {\n  margin-bottom: 0;\n}\n\n.psafe-list-box strong {\n  color: #21152f;\n  font-weight: 800;\n}\n\n.psafe-warning-box {\n  background: #fffaf2;\n  border: 1px solid #f0d7a1;\n  border-radius: 18px;\n  padding: 26px;\n  margin: 28px 0;\n}\n\n.psafe-warning-box p {\n  margin: 0;\n  font-size: 16.5px;\n  line-height: 1.65;\n  color: #4d3d1f;\n}\n\n.psafe-warning-box a {\n  color: #4b13d1;\n  font-weight: 700;\n  text-decoration: underline;\n  text-underline-offset: 3px;\n}\n\n.psafe-analysis-box {\n  background: linear-gradient(135deg, #f8f4ff 0%, #ffffff 100%);\n  border: 1px solid #eadfff;\n  border-radius: 20px;\n  padding: 30px;\n  margin-top: 24px;\n}\n\n.psafe-analysis-box p {\n  margin: 0 0 20px;\n}\n\n.psafe-analysis-box p:last-child {\n  margin-bottom: 0;\n}\n\n.psafe-analysis-box ul {\n  margin: 0;\n  padding-left: 22px;\n}\n\n.psafe-analysis-box li {\n  font-size: 16.5px;\n  line-height: 1.65;\n  color: #4d4557;\n  margin-bottom: 12px;\n}\n\n.psafe-analysis-box li:last-child {\n  margin-bottom: 0;\n}\n\n.psafe-analysis-box strong {\n  color: #21152f;\n  font-weight: 800;\n}\n\n.psafe-faq {\n  margin-top: 30px;\n}\n\n.psafe-faq-item {\n  border: 1px solid #eee8fa;\n  border-radius: 16px;\n  padding: 24px;\n  margin-bottom: 16px;\n  background: #ffffff;\n  box-shadow: 0 10px 24px rgba(42, 22, 80, 0.035);\n}\n\n.psafe-faq-item h3 {\n  font-size: 21px;\n  color: #21152f;\n  margin: 0 0 10px;\n  font-weight: 800;\n}\n\n.psafe-faq-item p {\n  font-size: 16.5px;\n  line-height: 1.65;\n  color: #4d4557;\n  margin: 0;\n}\n\n.psafe-related-simple {\n  margin-top: 58px;\n  padding-top: 20px;\n  border-top: 1px solid #eee8fa;\n}\n\n.psafe-related-simple h2 {\n  font-size: 30px;\n  line-height: 1.15;\n  color: #4b13d1;\n  margin: 0 0 18px;\n  font-weight: 800;\n}\n\n.psafe-related-simple ul {\n  margin: 0;\n  padding-left: 22px;\n}\n\n.psafe-related-simple li {\n  font-size: 17px;\n  line-height: 1.7;\n  color: #4d4557;\n  margin-bottom: 8px;\n}\n\n.psafe-related-simple a {\n  color: #4b13d1;\n  font-weight: 700;\n  text-decoration: underline;\n  text-underline-offset: 3px;\n}\n\n@media (max-width: 900px) {\n  .psafe-article-wrapper {\n    padding: 30px 18px 60px;\n  }\n\n  .psafe-article-intro,\n  .psafe-list-box,\n  .psafe-warning-box,\n  .psafe-analysis-box {\n    padding: 24px;\n  }\n\n  .psafe-article-section h2 {\n    font-size: 28px;\n  }\n\n  .psafe-related-simple h2 {\n    font-size: 26px;\n  }\n}\n<\/style>\n\n<div class=\"psafe-article-wrapper\">\n\n  <section class=\"psafe-article-intro\">\n    <p>\n      Golpe do Pix \u00e9 uma fraude que induz a v\u00edtima a autorizar uma transfer\u00eancia ou explora acesso indevido \u00e0 conta para movimentar dinheiro. O Pix \u00e9 o meio de pagamento, n\u00e3o a origem do golpe. A manipula\u00e7\u00e3o pode envolver falso contato, loja, suporte, investimento, QR Code ou comprovante.\n    <\/p>\n  <\/section>\n\n  <section class=\"psafe-article-section\">\n    <h2>Principais caracter\u00edsticas do golpe do Pix<\/h2>\n\n    <p>\n      O criminoso cria uma justificativa para o pagamento, altera o recebedor ou assume uma conta. Como a transfer\u00eancia \u00e9 r\u00e1pida, a v\u00edtima tem pouco tempo para perceber a inconsist\u00eancia depois de confirmar.\n    <\/p>\n  <\/section>\n\n  <section class=\"psafe-article-section\">\n    <h2>Quais golpes do Pix s\u00e3o comuns?<\/h2>\n\n    <div class=\"psafe-list-box\">\n      <ul>\n        <li>falso familiar no WhatsApp;<\/li>\n        <li>falso suporte ou banco;<\/li>\n        <li>loja e an\u00fancio falsos;<\/li>\n        <li>comprovante adulterado;<\/li>\n        <li>QR Code ou chave trocada;<\/li>\n        <li>falso investimento;<\/li>\n        <li>conta invadida;<\/li>\n        <li>devolu\u00e7\u00e3o de Pix recebida de desconhecido.<\/li>\n      <\/ul>\n    <\/div>\n  <\/section>\n\n  <section class=\"psafe-article-section\">\n    <h2>Como evitar?<\/h2>\n\n    <p>\n      Confirme o pedido por outro canal, confira nome e institui\u00e7\u00e3o do recebedor na tela do banco e n\u00e3o pague sob press\u00e3o. Digite ou copie a chave com cuidado e revise o valor antes de autorizar.\n    <\/p>\n  <\/section>\n\n  <section class=\"psafe-article-section\">\n    <h2>O que fazer se ca\u00ed em golpe?<\/h2>\n\n    <p>\n      Conteste imediatamente a transa\u00e7\u00e3o no aplicativo da institui\u00e7\u00e3o para acionar o Mecanismo Especial de Devolu\u00e7\u00e3o quando aplic\u00e1vel. Preserve conversas e comprovantes, registre ocorr\u00eancia e proteja contas comprometidas.\n    <\/p>\n\n    <div class=\"psafe-warning-box\">\n      <p>\n        O Banco Central orienta acionar o MED pelo aplicativo da institui\u00e7\u00e3o o mais r\u00e1pido poss\u00edvel. A devolu\u00e7\u00e3o depende da an\u00e1lise e da disponibilidade de recursos; n\u00e3o \u00e9 garantida.\n      <\/p>\n    <\/div>\n\n    <div class=\"psafe-analysis-box\">\n      <p>\n        A an\u00e1lise da PSafe identifica o ponto decisivo antes da senha: a tela de confirma\u00e7\u00e3o do banco \u00e9 a \u00faltima oportunidade de comparar a hist\u00f3ria recebida com o recebedor real.\n      <\/p>\n    <\/div>\n  <\/section>\n\n  <section class=\"psafe-article-section\">\n    <h2>Perguntas frequentes sobre golpe do Pix<\/h2>\n\n    <div class=\"psafe-faq\">\n\n      <div class=\"psafe-faq-item\">\n        <h3>Pix pode ser cancelado?<\/h3>\n        <p>\n          Uma transfer\u00eancia conclu\u00edda n\u00e3o tem cancelamento comum. Em fraude, conteste para acionar o MED.\n        <\/p>\n      <\/div>\n\n      <div class=\"psafe-faq-item\">\n        <h3>MED garante devolu\u00e7\u00e3o?<\/h3>\n        <p>\n          N\u00e3o. As institui\u00e7\u00f5es analisam o caso e dependem de recursos dispon\u00edveis.\n        <\/p>\n      <\/div>\n\n      <div class=\"psafe-faq-item\">\n        <h3>Banco pede Pix para conta segura?<\/h3>\n        <p>\n          N\u00e3o transfira por orienta\u00e7\u00e3o de liga\u00e7\u00e3o inesperada. Encerre e procure o banco pelo canal oficial.\n        <\/p>\n      <\/div>\n\n      <div class=\"psafe-faq-item\">\n        <h3>Recebi Pix desconhecido. Devolvo para outra chave?<\/h3>\n        <p>\n          Use a fun\u00e7\u00e3o de devolu\u00e7\u00e3o da pr\u00f3pria transa\u00e7\u00e3o, n\u00e3o uma chave enviada por mensagem.\n        <\/p>\n      <\/div>\n\n      <div class=\"psafe-faq-item\">\n        <h3>Comprovante confirma pagamento?<\/h3>\n        <p>\n          N\u00e3o. Confirme o cr\u00e9dito diretamente no extrato da conta.\n        <\/p>\n      <\/div>\n\n      <div class=\"psafe-faq-item\">\n        <h3>Pix Check impede golpes?<\/h3>\n        <p>\n          Ele acrescenta uma verifica\u00e7\u00e3o da chave, mas n\u00e3o autentica a hist\u00f3ria nem o remetente.\n        <\/p>\n      <\/div>\n\n    <\/div>\n  <\/section>\n\n  <section class=\"psafe-related-simple\">\n    <h2>Conte\u00fados relacionados<\/h2>\n\n    <ul>\n      <li>\n        <a href=\"\/pt-br\/seguranca-digital\/protecao-pix\/\">\n          Prote\u00e7\u00e3o Pix\n        <\/a>\n      <\/li>\n\n      <li>\n        <a href=\"\/pt-br\/seguranca-digital\/protecao-pix\/golpe-do-pix\/\">\n          Golpe do Pix\n        <\/a>\n      <\/li>\n\n      <li>\n        <a href=\"\/pt-br\/seguranca-digital\/protecao-pix\/o-que-fazer-se-cai-em-golpe-do-pix\/\">\n          O que fazer se ca\u00ed em golpe do Pix\n        <\/a>\n      <\/li>\n    <\/ul>\n  <\/section>\n\n  <section class=\"psafe-warning-box\">\n    <p>\n      <strong>Prote\u00e7\u00e3o complementar:<\/strong> o <strong>Pix Check<\/strong> do dfndr security ajuda a conferir informa\u00e7\u00f5es associadas a uma chave Pix recebida por mensagem. Ele n\u00e3o garante que o pedido seja leg\u00edtimo nem substitui a confirma\u00e7\u00e3o do recebedor no banco.\n    <\/p>\n  <\/section>\n\n  <section class=\"psafe-related-simple\">\n    <h2>Fontes consultadas<\/h2>\n\n    <ul>\n      <li>\n        <a href=\"https:\/\/www.bcb.gov.br\/estabilidadefinanceira\/pix-seguranca\" target=\"_blank\" rel=\"noopener\">\n          Banco Central \u2014 Seguran\u00e7a no Pix, consultado em 23 de julho de 2026\n        <\/a>\n      <\/li>\n\n      <li>\n        <a href=\"https:\/\/cartilha.cert.br\/fasciculos\/golpes-evite-fraudes\/fasciculo-golpes-evite-fraudes.pdf\" target=\"_blank\" rel=\"noopener\">\n          CERT.br \u2014 Fasc\u00edculo Golpes: Evite Fraudes, consultado em 23 de julho de 2026\n        <\/a>\n      <\/li>\n    <\/ul>\n  <\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Golpe do Pix \u00e9 uma fraude que induz a v\u00edtima a autorizar uma transfer\u00eancia ou explora acesso indevido \u00e0 conta para movimentar dinheiro. O Pix \u00e9 o meio de pagamento, n\u00e3o a origem do golpe. A manipula\u00e7\u00e3o pode envolver falso contato, loja, suporte, investimento, QR Code ou comprovante. Principais caracter\u00edsticas do golpe do Pix O [&hellip;]<\/p>\n","protected":false},"author":46,"featured_media":0,"parent":10127,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-10257","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.psafe.com\/pt-br\/wp-json\/wp\/v2\/pages\/10257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.psafe.com\/pt-br\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.psafe.com\/pt-br\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.psafe.com\/pt-br\/wp-json\/wp\/v2\/users\/46"}],"replies":[{"embeddable":true,"href":"https:\/\/www.psafe.com\/pt-br\/wp-json\/wp\/v2\/comments?post=10257"}],"version-history":[{"count":2,"href":"https:\/\/www.psafe.com\/pt-br\/wp-json\/wp\/v2\/pages\/10257\/revisions"}],"predecessor-version":[{"id":10262,"href":"https:\/\/www.psafe.com\/pt-br\/wp-json\/wp\/v2\/pages\/10257\/revisions\/10262"}],"up":[{"embeddable":true,"href":"https:\/\/www.psafe.com\/pt-br\/wp-json\/wp\/v2\/pages\/10127"}],"wp:attachment":[{"href":"https:\/\/www.psafe.com\/pt-br\/wp-json\/wp\/v2\/media?parent=10257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}